Canara ai1 Integration Services — OpenBanking / OpenFinance

Standard Deliverables

• OpenAPI / Swagger interface specifications and sample requests
• Protocol analysis report (authentication, signatures, session management)
• Production-ready backend code (Node.js / Python), with authentication middleware
• Automated test scripts and API documentation
• Compliance guidance (data retention, privacy, logs) and NDA templates

Example: Download Statement (pseudo-code)

POST /api/v1/canara/statements
Content-Type: application/json
Authorization: Bearer <ACCESS_TOKEN>

{
  "customer_id": "+91-XXXXXXXXXX",
  "from_date": "2025-09-01",
  "to_date": "2025-09-30",
  "format": "excel"   // json | excel | pdf
}

Response: 200 OK
{
  "status": "OK",
  "file_url": "https://cdn.example.com/exports/statements_202509.xlsx",
  "summary": { "opening_balance": 12500.00, "closing_balance": 9800.00 }
}

Example: UPi / IMPS Transfer

POST /api/v1/canara/transfer
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json

{
  "from_account": "SAV-XXXX",
  "to_vpa": "merchant@upi",
  "amount": 2500.00,
  "mode": "UPI",        // UPI | IMPS | NEFT | RTGS
  "purpose": "invoice_payment",
  "mpin_token": "MPIN-TOKEN"
}

Response: {
  "request_id":"REQ12345",
  "status":"PENDING",
  "next_action":"poll_status"
}

Core Benefits

• Fast onboarding: first deliverables in 5–15 business days (depending on complexity)
• Compliance-first: aligned with local regulations and privacy requirements
• Extensible: supports batch transfers, queue-based retries and idempotent design
• Multi-region support: handling multi-currency and different settlement time zones

Compliance & Security

All work is performed based on client authorization or official public APIs. We provide minimum-privilege data handling, auditing and encryption strategies, with NDA and security review guidance as needed.

Getting Started

1. Provide target app name (Canara ai1) and concrete business scenarios (e.g., reconciliation, batch transfers, UPI payments).
2. Confirm if there is a test environment or credentials (sandbox / test APIs).
3. Define compliance needs (KYC, audit logs, data retention).
4. Provide technical contacts and allowlist IPs if direct connectivity is required.

Implementation Steps

1. Requirements review: establish API boundaries and authentication method (MPIN / OTP / OAuth / HMAC).
2. Protocol analysis (2–6 business days): map authorization flows and workflows.
3. Development & automated testing (3–10 business days): deliver API and SDKs with retry & error handling.
4. Documentation & deployment guidance (1–3 business days).

About Our Studio

We are a technology studio focused on App protocol analysis and Open Banking / Open Finance integration. Our experts come from payments, banking IT and security domains, delivering compliant, production-ready API solutions.

• OpenData / OpenBanking compliant delivery
• Android / iOS authorization tracing and SDK packaging
• Documentation, testing scripts and deployment guidance
• Transparent pricing: starting at $300, with pay-on-delivery options

Contact Us

Submit your app name and integration requirements to receive a quote and initial assessment within 1 business day.

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